If in the step lesson you suffer a fall due to the slippery floor or the elastic band unfortunately gives way causing a shoulder sprain, it is an unpleasant injury in the gym for which it is possible to be adequately protected.
- So let’s see how not to be unprepared in the event of an injury in the gym and what is the best way to seek compensation from the manager of the facility.
Of course, it is advisable to contact your doctor immediately and obtain a certificate attesting to the severity of the damage and indicating the appropriate medical treatment. It is good practice to always keep all receipts for payments made to carry out the therapies because, if you are sure that you are healthy and that you have not made a mistake in using the tools or performing the exercise, they will be refunded in due time.
The first protection is, however, preventive: it is always advisable to choose a gym that provides insurance that is as comprehensive as possible. Insurance is compulsory only for members of the federations and disciplines recognized, but in general it is common practice for sports centers to have insurance in the event of customer injury. The insurance fee in these cases, if it is not autonomous, is included in that of registration or association. It is therefore a good habit to ask right away if there is a policy in case of injury in the gym and to have a receipt issued containing the insurance conditions, which should be read in detail.
From a practical point of view, it is necessary to promptly communicate the injury to the gym manager and to the Insurance Company, preferably with a registered letter with acknowledgment of receipt to keep proof of receipt. Generally, the procedure involves a visit by the insurance doctor to check the actual damage, following which a settlement will be proposed.
What to do if the gym is not insured for injuries or is, but not for the type of injury that occurred?
In these cases it may be useful to contact a Overland Park Accident Lawyer for advice and, if necessary, to initiate a judicial action for damages.
What happens in the event of an injury in the gym caused by the deterioration of the equipment?
Since the manager is considered the “guardian” of the assets inside the premises, he has the obligation pursuant to Civil Code, to prevent any situation of danger due to equipment malfunction or incorrect maintenance (such as checking that the cables of a weight bench are firmly attached or that the floor is not slippery). That is, he must take all the necessary precautions to preserve the physical safety of the gym users. If he neglects regular maintenance and because of this an injury occurs, he will be obliged to compensate for the damage.
